Welcome to Reef Finance

Our Products


Targets farmers working in agricultural sector and the value chain of the sector. It's designed for small farmers to provide them with the needed production inputs.
Finance amount is up to 20,000$


This program targets income generation and employment creation projects from different economic sectors. it's called Future as it aims at improving and developing the future of business owners.
Financing amount is up to 15,000$

Group Financing

This program targets groups of individuals, family members or partners, who have feasible ideas of projects and business plans, to enable them establish and start their projects, and to create job opportunities of the individuals and income of the groups.
The financing amount is up to 15,000$ for each individual.

University Student

This program targets university students to help them pay their tuition, and is considered a part of the company's social responsibility.

House Improvement

Targets Palestinian households in rual areas to meet their urgent needs to improve their living conditions.

Financing amount is up to 9,000$


Cooperatives are targeted because Reef is keen on providing the best support possible, as cooperatives throughout the past years are considered of the key groups established in the Palestinian communities and families. This product enables them to expand and improve their resources.

Financing amount is up to 100,000$


This program targets Palestinian university fresh graduates or students about to finish their education, with different specializations in different faculties in order to empower them economically and socially, to improve their living standards and reduces their unemployment rates.

Financing amount is up to 300,000$ per collage


This program targets rural Palestinian families with limited income in order to meet their consumption needs and decent living requirements through long term loans .

Financing amount is up to 3,000$

Islamic Financing Tools








Finance income generating projevts in different economic sectors, with a grace period that might reach 6 months. 

Success Stories

Najwa Awartani

Najwa Awartani, from Atteel, could change her life by borrowing from Reef Finance to start her sewing project .                                                                  

Olive Squeezer

Reef's one of the success stories of financing cooperatives that are specialized in organic olive oil


Reef Celebrates 10 Years of Establishment

Reef's board members, shareholders, and partners attended this event, in addition to some representatives of local banks, and some business men.  During this event, the Board Chairperson, Parc's Chairperson , and the General Director discussed the progress Reff could achieve all through the past 10 years, highlighting its role in developing rural areas, focusing on economic and social progress....

Reef Finance Signs MOU with BZU

Reef Finance signed MOU with the B-HUB of BZU, on Thursday, September,6,2018. This MOU enables B-HUB's experts to design and deliver business development services to Reef's companies and investors to enhance operations and sustainability and create new premisis in the local market. Mr. Issam Arruri/ Board Chairperson, signed the MOU, representing Reef, and Dr. Assem Khalil, University's Vice...